Finance Information

Interest Free Finance is available on all purchases of  £800 or more. You can easily apply online  – its quick, easy and you'll get an instant decision.

Our online retail finance partner is Pay4Later. Credit is provided subject to status.

A decision is returned in around 10 seconds, which means the you can complete your purchase, entirely online, in just a few minutes.

How to apply:

Once your chosen product(s) are in the basket, simply register your details on our secure billing page. At the 'Payment Information' stage, choose the option 'Apply for finance'. Once you have decided on the best finance option, you will be taken through to the Pay4Later website to apply for finance. It should take no longer than a few minutes. The deposit is payable to the finance company at the end of the application.  

A Sample of £999 credit:

0% APR representative, over  6 months

£166.50 Monthly Repayment

Deposit: £83.25
Total Repayable: £999.99
Total Interest: £00.00

0% APR representative, over 12 months

£66.58 Monthly Repayment

Deposit: £200.00
Total Repayable: £999.99
Total Interest: £00.00

14.9% APR representative, over 24 months

£38.75 Monthly Repayment

Deposit: £200
Total Repayable: £930.02
Total Interest: £68.38

14.9% APR representative, over 36 months

£27.69 Monthly Repayment

Deposit: £200
Total Repayable: £996.94
Total Interest: £196.95

Example Criteria
To apply for finance you must meet the following criteria:

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history.
  • You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to the application address or any address stipulated within the finance application only.

Choose the finance that suits you
Using our simple calculator found on finance qualifying product pages, you can choose from a minimum of 20% deposit through to a maximum of 50%
You can also determine the finance period.  As you make your selections the calculator will display all the relevant repayment details.

One-stop shopping: no need to go to a bank to secure funding. Keep cash for day-to-day expenses. Fixed repayments - your payments are fixed for the duration of the agreement allowing you to budget more effectively.


Is a deposit required?
Yes. A minimum 20% deposit is payable by credit or debit card upon acceptance.

How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What can I purchase?
Any item with a minimum of £800 or a combined basket total of £800.

What length of repayment is available?
You can choose a 6, 12, 24 or 36 month loan repayment period. 

How do I apply?
You can apply on our web site or call for a pre-populated application to be emailed to you.

Can I pay my agreement off early?
You have the right to repay all or part of the credit early at any time. Simply contact Close Brothers Group PLC and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

Can I have my delivery or install sent to an address different to my application address?
Finance rules are clear that we can only deliver to addresses as provided within the finance application. In the event you are moving from your creditworthy property to a new one, please ensure that you include that new delivery address. (filling in the new address within the confines of the web order doesnt count!) Failure to do so will mean your application will be cancelled and you will need to resubmit it with the correct relevant required details. If unclear about this, or further information is required please call TVBed on 01942 718471

Close Brothers Ltd

21st Floor, 
Tolworth Tower, Ewell Road, 
Surbiton, Surrey, KT6 7EL

Phone: 0844 880 6542

Close Brothers Retail Finance

Nestco Ltd. 22 Salisbury Rd, Haydock, WA11 9XG.
Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. The minimum finance deposit is 20% and is payable to the finance company. The minimum order value for finance is £800.00.   
Close Brothers Retail Finance is a trading style of Close Brothers Limited — a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. 
We may pay brokers some consideration if they introduce business to us. 
Nestco Ltd.
We work exclusively with the Close Brothers Retail Finance as lender.

Pay4Later is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Pay4Later act as a credit broker and not a lender. Pay4Later can introduce you to a limited number of finance providers.